News & Events

COVID-19 Impact on SBA Non-Essential Loans

BY SCOTT INOUYE and CASSANDRA LAFOREST, FI CONSULTING Government portfolio managers need to understand COVID-19’s impact on their investment programs. Two key factors for any business loan portfolio are its exposures to “non-essential” businesses and to COVID-19 infection rates within the lending footprint. SBA’s flagship 7(a) portfolio with FY2019 approvals of close to $24 billion......

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FI Consulting Releases Program Investment Manager (PIM)

PIM is the first suite of FedRAMP compliant applications built specifically to help federal agencies manage credit, grant, and other subsidy investment programs.  ARLINGTON, VA – April 8, 2020 –FI Consulting (FI) today announced the release of FI Program Investment Manager (PIM), the first suite of software-as-a-service (SaaS) applications built specifically to help federal agencies manage credit, grant, and other subsidy programs, from application through closeout.  “We built Program Investment Manager based on our deep understanding......

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In Depth

A Study of Real Estate…

Reseach Institue for Housing America Special Report – A Study of Real...

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ZIPpity do da!

Examining LA house appreciation at ZIP level reveals the biggest winners By James...

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Under the Hood of New…

Some aid is on the way, but ‘foreclosure forensics’ might make it...

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A Mortgage Modeler Offers Subprime…

Trying to answer the question: How did so many financial analysts miss...

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Blog

Managing Profitability Under CECL Through Loan Pricing (Part 2)

BY BEN MURRELL, FI CONSULTING Part 2: Applying the Conceptual Loan Pricing Framework to CECL As organizations implement CECL, a key question is how CECL estimates should factor into loan origination and pricing decisions. In Part 1 of this series, we illustrated the mechanics of pricing with a hypothetical loan. In Part 2, we use......

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Managing Profitability Under CECL Through Loan Pricing (Part 1)

BY BEN MURRELL, FI CONSULTING Part 1: Defining a Conceptual Framework for Loan Pricing Background As organizations implement CECL, a key question is how CECL estimates should factor into loan origination and pricing decisions. Linkage is important because CECL will require that expected losses be reserved at time of origination. Correctly pricing in new reserves......

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