News & Events

COVID-19 Impact on SBA Non-Essential Loans

BY SCOTT INOUYE and CASSANDRA LAFOREST, FI CONSULTING Government portfolio managers need to understand COVID-19’s impact on their investment programs. Two key factors for any business loan portfolio are its exposures to “non-essential” businesses and to COVID-19 infection rates within the lending footprint. SBA’s flagship 7(a) portfolio with FY2019 approvals of close to $24 billion......

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FI Consulting Releases Program Investment Manager (PIM)

PIM is the first suite of FedRAMP compliant applications built specifically to help federal agencies manage credit, grant, and other subsidy investment programs.  ARLINGTON, VA – April 8, 2020 –FI Consulting (FI) today announced the release of FI Program Investment Manager (PIM), the first suite of software-as-a-service (SaaS) applications built specifically to help federal agencies manage credit, grant, and other subsidy programs, from application through closeout.  “We built Program Investment Manager based on our deep understanding......

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In Depth

Property Tax Reform: A Tough…

Decline in house prices makes task more important … and more difficult...

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Are Property Taxes a Silver…

Whether homeowners can expect a short-term reprieve is a less-than-simple question By James...

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Measuring the Size of the…

Measuring the Size of the Small Multifamily Market: A Critical Step in...

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A Study of Real Estate…

Reseach Institue for Housing America Special Report – A Study of Real...

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Blog

Modeling Severity Under CECL

BY BEN MURRELL, FI CONSULTING As many financial institutions enter into CECL parallel runs in 2019, they need to have a solid handle on their loss forecasting model inputs. To ensure compliance with the standard, regulators and auditors will be scrutinizing these inputs and assumptions, including severity, or loss given default (LGD). Regardless, whether a......

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Managing Profitability Under CECL Through Loan Pricing (Part 2)

BY BEN MURRELL, FI CONSULTING Part 2: Applying the Conceptual Loan Pricing Framework to CECL As organizations implement CECL, a key question is how CECL estimates should factor into loan origination and pricing decisions. In Part 1 of this series, we illustrated the mechanics of pricing with a hypothetical loan. In Part 2, we use......

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