News & Events

Modeling Severity Under CECL

BY BEN MURRELL, FI CONSULTING As many financial institutions enter into CECL parallel runs in 2019, they need to have a solid handle on their loss forecasting model inputs. To ensure compliance with the standard, regulators and auditors will be scrutinizing these inputs and assumptions, including severity, or loss given default (LGD). Regardless, whether a......

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FI Consulting Releases Acquisition And Spend Planning Solution

Acquisition and Spend Planning (ASP) empowers collaborative planning, management, and end-to-end visibility of agency procurement pipelines to avoid end of fiscal year contracting bottlenecks commonplace across the federal government. ARLINGTON, VA – October 17, 2018 – FI Consulting is pleased to announce the release of its Acquisition and Spend Planning (ASP) software-as-a-service (SaaS) solution to......

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In Depth

Are Property Taxes a Silver…

Whether homeowners can expect a short-term reprieve is a less-than-simple question By James...

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Measuring the Size of the…

Measuring the Size of the Small Multifamily Market: A Critical Step in...

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A Study of Real Estate…

Reseach Institue for Housing America Special Report – A Study of Real...

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ZIPpity do da!

Examining LA house appreciation at ZIP level reveals the biggest winners By James...

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Blog

Managing Profitability Under CECL Through Loan Pricing (Part 2)

BY BEN MURRELL, FI CONSULTING Part 2: Applying the Conceptual Loan Pricing Framework to CECL As organizations implement CECL, a key question is how CECL estimates should factor into loan origination and pricing decisions. In Part 1 of this series, we illustrated the mechanics of pricing with a hypothetical loan. In Part 2, we use......

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Managing Profitability Under CECL Through Loan Pricing (Part 1)

BY BEN MURRELL, FI CONSULTING Part 1: Defining a Conceptual Framework for Loan Pricing Background As organizations implement CECL, a key question is how CECL estimates should factor into loan origination and pricing decisions. Linkage is important because CECL will require that expected losses be reserved at time of origination. Correctly pricing in new reserves......

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